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Calculators


Got a question that involves number crunching? Use the calculators on this page to find the mathematical answer to the most commonly asked number-crunching questions, and see your inputs displayed next to the graph, chart, and/or table output in a side-by-side display.

Calculator: Print This Page
Saving or Investing Calculator
$
$Monthly
Annually
1st:
%
2nd:
%
3rd:
%

*Enter a value in the first box to generate a chart illustrating the effect of that rate of return on your savings or investments. You can also generate a chart comparing the effects of up to three different rates of return by entering other values in the remaining boxes.

Years

How much will you accumulate if you save or invest regularly? Use this tool to calculate and chart the future value of regular monthly or annual deposits.


Calculation assumes that additional deposits are made at the end of the applicable period (month or year).


Saving or Investing Calculator Chart
How much will you accumulate if you save or invest regularly?

After 30 years, if you start with a balance of $10,000 and save $1,000 a year at 5%, you will have accumulated an estimated $109,658.

Using the same assumptions as noted below, this chart compares the same initial and subsequent deposits for the same term at three different expected annual rates of return:
  • 5%: $109,658
  • 6%: $136,493
  • 7%: $170,583



    • Assumptions

    • Calculation assumes earnings are compounded (monthly/annually).
    • Calculation assumes that additional deposits are made at the end of the applicable period (month or year).
    • Calculation does not take into account the effects of inflation.
    • Calculation does not take into account the effect of federal or state income taxes.
    • If you are investing in stocks or stock mutual funds, obtain a prospectus and read it carefully. Past performance is no guarantee of future results.
    • The results are hypothetical and may not reflect the actual growth of your savings or investments.
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    Ted Lukeman is a Registered Representative and Financial Advisor offering securities, insurance, and advisory services through Royal Alliance Associates, Inc. Member FINRA/SIPC. Additional insurance services offered through Ted Lukeman are independent of Royal Alliance Assocaites, Inc.

    In this regard, this communication is strictly intended for individuals residing in the states of Texas, Colorado, and North Carolina  in which he is securities licensed. No offers may be made or accepted from any resident outside the specific states referenced.

    IMPORTANT CONSUMER INFORMATION

    A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.


    This communication is strictly intended for individuals residing in the state(s) of CO, NC and TX. No offers may be made or accepted from any resident outside the specific states referenced.
     


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